Direct Stafford Loan and Pell Grant Information

Colton-Redlands-Yucaipa Regional Occupational Program (CRY-ROP)


The loan and grant application process begins by completing the Free Application for Federal Student Aid (FAFSA). You may complete and submit your FAFSA at

Pell Grant

The Pell Grant is available to undergraduate students. Graduate students in a teaching credential program may also qualify. This is gift aid and does not require repayment.

Types of Federal Loans

William D. Ford Federal Direct Stafford Loan
The Department of education is the guarantor for the low-interest federal loan program available to both undergraduate and graduate students. The program includes both subsidized and unsubsidized. Your eligibility for the Direct subsidized and unsubsidized loans is based on the information reported on the FAFSA.

Subsidized loan – Interest is not charged on subsidized loans while the student is in school at least half-time, during your grace period, and during deferment periods. An interest rate of 4.29% is charged once the student has graduated.

Unsubsidized loan - Interest at a rate of 4.29% is charged on unsubsidized loans during all periods.

If you have been awarded a Direct Loan you will need to activate it by completing the Entrance and Financial Awareness Counseling and electronically sign the Master Promissory Note (MPN).

Note: All interest rates shown above are for loans disbursed on or after July 1, 2015 and before July 1, 2016. Interest rates shown are fixed rates for the life of the loan.

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